Build the unthinkable on the unbreakable platform
The platform that gives banks of any size the power to launch any product, operate with zero downtime, and innovate at pace.
Founded by
Built by the architects of modern banking infrastructure — leaders who've transformed the world's largest financial institutions.
explore the possibilities
The only impossible is what you haven't built yet.
Legacy infrastructure holds banks back. OpenCoreOS transforms your core from a costly bottleneck into a catalyst for growth, giving you the freedom and agility to build the future of finance.
core components
A modern core for the Digital Finance & AI era.
An entirely real-time, composable platform for innovation without constraints. Its powerful components work in harmony or can be adopted independently to upgrade your existing stack.
Ledger
The single source of truth for your entire asset portfolio. Seamlessly manage traditional fiat and modern digital assets on one immutable ledger, with guaranteed mathematical precision that eliminates reconciliation errors.
Interest engine
Power any interest-bearing product you can design. This flexible engine executes even the most complex tiered rates and promotional offers with perfect accuracy, allowing you to ship innovative products faster.
Reconciliation engine
Automate even the most complex reconciliation tasks. Our powerful event-driven engine features a configurable rules engine to define any matching logic without code—from simple one-to-one to complex many-to-many scenarios—with a complete audit trail for total compliance.
Compliance rules engine
Turn complex regulations into machine-enforceable rules that are applied automatically. Our AI co-pilot helps translate dense regulatory text into a precise, auditable policy, ensuring you can prove compliance at every moment.
in tune with your team
No barriers to brilliance
AI-Powered Command Center. Our intuitive command center harnesses the power of AI to keep you informed and in control of every facet of your business.
Intelligent ops copilot
Talk to your core. Use natural language to configure products, investigate incidents, or model new scenarios, turning complex tasks into simple conversations.
Automated compliance monitoring
Stay ahead of regulatory change, automatically. Our platform monitors banking regulations, flags impacted policies, and suggests updates to ensure you are always compliant.
Pre-built integration library
Connect to your existing ecosystem in days, not months. Accelerate your integrations with a library of easy-to-use, pre-built connectors for common banking services.
Unified real-time dashboard
See everything in one place. Monitor system health, track product performance, and manage operations from a single, intuitive interface.
why we're different
Unbeatable. Unbreakable.
Critical Alert: Automated Remediation Proposed
MARS. Infra that runs itself. OpenCoreOS was engineered for a zero-downtime world. Our AI-native infrastructure doesn't just alert you to problems—it anticipates them, resolves them automatically, and learns from every event to become progressively more resilient.
Predict, fix, and prevent
Go from reactive to proactive. Our platform predicts infrastructure issues before they impact customers, executes automated resolutions, and reports back with a full analysis, all without human intervention.
AI-powered ChatOps
Turn your chat tools into an operational hub. Your team can investigate incidents, approve automated actions, and query system health using natural language in Slack or Teams.
Extensible beyond the core
Extend the umbrella of autonomous operations. Our AI monitoring and resolution capabilities can be configured to cover your entire banking application ecosystem, not just the core.
Immutable audit trail
Trust every action. Every automated decision and resolution is securely recorded, providing a crystal-clear audit trail for compliance and review.
Resilience at scale. OpenCoreOS was engineered to meet the benchmarks of a Tier-1 bank, giving you the tools to scale at a pace that matches your ambitions.
- An architecture designed for Tier-1 scale
- Multi-cloud, active-active resilience
- Real-time data streaming and processing
- Zero-touch autonomous operations
- AI-native command center for simplified control
- Composable, BIAN-compliant design for efficient growth
Engineered for builders, both human and AI. Build in minutes with a platform engineered for a world-class Developer (DX) and Agent (AX) experience, enabling seamless integration through our clean APIs and dedicated MCP server.
THE DIFFERENCE IS CLEAR
Built different. Built stronger.
functional
technical
commercial
roadmap
Adopt in weeks, not years
Today
Select your use case and preferred deployment model
Week 6
Your dedicated pilot environment is live, with your first products fully configured for you to test and validate.
Week 12
Your initial pilot use case is now running at scale.
Week 24
Running at scale in production with compliance sign-off.
“The biggest risk is to do nothing.”
Steve van Wyk
Former Global HSBC CIO and Chairman of BIAN